Chapter 3 Resources: Budgeting
- How to budget guide
- This document outlines the importance of establishing a budget and offers a guide to help successfully create and follow a budget.
- www.centsprogram.org
- From the creators of the Senior Money Project, this website has several free programs, including “Money Answers,” “Debt Slapped,” and a “Online Financial Evaluator.” Look for them on the “Programs” tab of the website.
- Budgeting
- From Practical Money Skills this article gives information about what consumers need to consider when establishing a budget. Additionally, a helpful budget worksheet is attached.
- Live within your means
- From Practical Money Skills, this article provides useful tips to help consumers live within their means.
- Developing a Budget
- This article, from the Federal Trade Commission, sets out a list of considerations consumers should keep in mind when establishing a budget.
- Money basics: spending and saving
- Smart ways to handle your money
- Cash flow system
- Budgeting: a plan to not spend more than you are making
- Spending percentages: guidelines for how much you should spend on certain budget categories
- Levels of savings