Chapter 12 Resources: Financial Planning
- Federal Pell Grant Program
- The Federal Pell Grant Program provides need-based grants to low-income undergraduate and certain postbaccalaureate students to promote access to postsecondary education. Students may use their grants at any one of approximately 5,400 participating postsecondary institutions.
- Head Start (Education)
- Head Start is a program of the United States Department of Health and Human Services that provides comprehensive early childhood education, health, nutrition, and parent involvement services to low-income children and their families. The program’s services and resources are designed to foster stable family relationships, enhance children’s physical and emotional well-being, and establish an environment to develop strong cognitive skills.
- SWOT
- Provides basic information regarding the creation and use of SWOT analyses.
- SMART GOALS
- Provides basic information regarding the creation and use of SWOT analyses.
- Money management mindsets
- Assets/liabilities lens: Looking at decisions as building wealth or creating debt
- Opportunity cost: thinking about the best use of your money
- Comparison shopping: comparing alternatives
- Saving money when you shop
- Informed decisions: a consumer protection approach
- Money management mindset and thinking traps:
- Consumer Financial Protection Bureau’s “Focus on Reentry” can be used any time: while someone is awaiting trial or sentencing, in jail or prison, or following release.
- Focus on Reentry companion guide
- My money picture worksheet
- Setting goals worksheet
- Documents and identification checklist
- Tracking your debt worksheet
- Ways to help with your debt checklist
- Credit report review checklist
- Disputing errors on your credit report
- Background screening report checklist
- Focus on Reentry training slides